Joe Cutura | Mortgage Assessment

Where are you in the Mortgage Process?*
- Home Purchase
- Refinancing
- Switch/Renewal
Home Purchase
- Signed a purchase agreement
- New home purchased with a closing date longer than 4 months
- Buying in the next 3-4 months
- Researching options
Refinancing
- Unlock some equity
- Debt consolidation
- Go from a mortgage to a Home Equity Line of Credit (HELOC)
- Get out of my current loan to enjoy lower rates
Switch/Renewal
- Want to find a new lender for my current mortgage

Is your equity or down payment greater than 20% of the home’s value?*
- Yes
- No

How long do you intend to reside in this home?*
- < 1 year
- 1-3 years
- 3-5 years
- 5 years +

Do you foresee a significant life change for you and/or your family in the next 5 years that may require you to access the equity in your home? Life changes can be a new spouse, new baby, teenager off to university, a home renovation, or the purchase of a second home.
- Yes
- No
How much money do you foresee needing to access?
- < $25,000
- <$50,000
- < $100,000
- $100,000+

Your Mortgage Assessment