Alasdair Burns

Joe made the whole process easy for us and made us comfortable with his informed advice and insight. He explained every step carefully and guided us through making the decision. We can thoroughly recommend him and will be using his services again.


Sarah Bush

Positive: Professionalism, Quality, Responsiveness, Value

Joe is a very talented individual.  He is extremely knowledge, professional and personal. He goes the extra mile for his customers because he loves what he does, and takes great pleasure in helping others.  We strongly recommend using Joe to assist with your Mortgage needs.  Thank you Joe!


K Kabiri

Positive: Professionalism, Quality, Responsiveness

When my wife and I were searching for our first home, our agent recommended using Joe as our mortgage broker. The situation wasn’t very clear to us and appreciated a lot that Joe took a lot of his time to honestly present us all the aspects of the deal so that we clearly understand what any decision will imply.

Joe got us a great rate from RBC for first-time home buyers and really took his time to explain to us all the questions we had as first-time home buyers. He kept me in the loop on everything and was very diligent in getting me the best rate, as well as being constantly available. I highly recommend him if you are buying a home and need a broker who will go to bat for you.

Thanks, Joe, for all your help and support.





Joe has been great since the first day.  I moved back to Vancouver and met him by chance to finance a home during that time.  Joe was a great help because he’s very knowledgeable, efficient and he loves problem-solving.  Joe’s helped me accomplish my goals with purchasing a home in Vancouver while maximizing my benefits through a great mortgage.  He’s always put my best interest in first priority and I really appreciate his authenticity, honesty and integrity in a business where most people are afraid of dealing with agents who do not have those qualities.  I’m a raving fan now and I have a feeling I’ll be dealing with Joe for a long time to come.


Justin Fode

Joe gets it done! He is efficient, professional, experienced and has all the resources to take care of your mortgage needs.


My wife and I required a mortgage commitment fast.  Our dream home was in contract, and deadlines were approaching fast. Joe came through. He explained all details clearly,  got us an incredible rate with great terms. Joe was ultimately concerned about getting us the best possible deal, ensuring we were satisfied with all aspects of the commitment. At no point did my wife or I ever feel pressured. We were always comfortable with Joe,  relying on his years of experience and vast amount knowledge.


We would recommend Joe Cutura to anyone looking for a professional mortgage experience.


Thanks Joe!



Mike P

One word comes to mind when I think of Joe Cutura…AMAZING! From day one he’s been nothing short of exceptional. He’s both friendly and professional, which is rare nowadays. He sat me down and explained the whole process to me, from what’s involved in having mortgage to even what happens at closing. He answered all the questions I had (and trust me I had a lot of them), whether it was by phone or by email, he was always able to get back to me promptly. He also introduced me to my real estate agent who is also exceptional, so I would trust any referral that he gives.


He’ll go out of his way to make sure you’re taken care of and help you put your mind at ease for any worries you may have. I feel truly lucky that I got a chance to work with him now and for sure in the future. He’s a stand-up guy. Helpful, honest, knowledgeable, I could go on but you get the picture. He’s the whole package and he makes buying a home less stressful. I think anyone who’s worked with him would say the same.


Thanks again Joe for all your help!


Keyvan Mohajer Taleghani

Joe got my first mortgage in 2010 and my second mortgage in 2018 with excellent rates, he is more than a broker, he is friendly, supportive and very helpful, I will definitely ask him to help me when I need. Thanks Joe.



Cheryl Grant

Joe went out of his way to answer my questions, ensure the best rate and mortgage for me. A stressful bidding process and fast close date were made a lot easier with Joe’s help. Thank you again! Highly recommend.



Dan MacClure

I have worked with Joe twice in the past and the service has always been amazing. He listens to your specific needs and unique circumstances and provides you with great options. I highly recommend Joe and look forward to working with him again in the future.



My Lending Partners

As a mortgage advisor, I have access to numerous lenders to suit you unique mortgage financing needs. Below are just a few of our key lending partners.